Regulatory Disclosure Notice

Safebridge operates in a regulated financial services environment in Canada. Depending on the nature of the services provided, Safebridge may be subject to, or may voluntarily align its operations with, applicable Canadian laws and regulatory frameworks governing payment services, money services, fraud prevention, and financial crime compliance. These frameworks may include, among others:

• The Retail Payment Activities Act (RPAA) and associated supervision by the Bank of Canada, which establishes requirements relating to operational risk management, incident response, and safeguarding of end-user funds.
• The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and guidance administered by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), which establish anti-money laundering and counter-terrorist financing obligations for certain financial activities.

Where applicable, Safebridge operates or is in the process of operating as a money services business in accordance with Canadian anti-money laundering and counter-terrorist financing requirements.

Safebridge maintains administrative, technical, and operational controls designed to support the safe, secure, and compliant operation of its Services. These controls may include measures related to:

• Operational risk management and incident response.
• Safeguarding and protection of end-user funds.
• Identity verification, customer due diligence, and ongoing monitoring.
• Fraud prevention, misuse detection, and security monitoring.
• Cooperation with lawful requests from competent authorities.

Safebridge's controls are risk-based and may be updated or modified to reflect changes in applicable law, regulatory guidance, supervisory expectations, or internal risk assessments.

To comply with applicable requirements and manage risk, Safebridge may review, delay, limit, suspend, refuse, or restrict transactions or access to the Services, where permitted by law.

Such actions may be taken to:

• Comply with legal or regulatory obligations.
• Prevent or investigate fraud, misuse, or unauthorized activity.
• Respond to operational, security, or incident-related risks.
• Protect end-user funds, Safebridge, and the integrity of the Services.

Safebridge does not guarantee that any transaction will be authorized, processed, completed, or settled.

Service availability and permitted activities may vary based on user eligibility, jurisdiction, and applicable legal requirements.

This notice does not constitute legal, regulatory, financial, or compliance advice.

Safebridge does not represent or warrant that any particular user activity will be permitted under applicable law or that access to the Services will be uninterrupted or risk-free.

Users are responsible for understanding and complying with laws applicable to their own activities.

This Regulatory Disclosure Notice supplements, and does not replace, Safebridge's Terms of Service and Privacy Policy.

In the event of any inconsistency regarding the handling of personal information, the Privacy Policy will prevail.

Capitalized terms not defined in this notice have the meanings given in the Terms of Service.

Questions regarding this Regulatory Disclosure Notice or Safebridge's compliance posture may be directed to:

Safebridge Transfers Inc.

Email: compliance@safebridgetransfer.com

Address: 304-9873 King George Blvd, Surrey, BC V3T0T2, Canada.

Effective Date: March 30, 2026